AC Bonus

NOTE: If a character has both Monk and Sacred Fist levels, the AC bonuses for Wisdom and Charisma do not stack.

Armor Class Bonus (monk)

• Usage: Passive
• Prerequisite: Monk Level 1

Description

Monks get a stacking bonus to their AC:

• A passive Wisdom bonus equal to their Wisdom modifier, while unarmored and not using a shield.
• Centered bonus at levels 2, 5, 10, 15 and 20 (3, 6, 9, 12 and 15 AC) unarmored, wielding ki weapons and not encumbered.

Quote:
Originally Posted by (former developer) Eladrin on July 3, 2008 The monk wisdom (and class) bonus to armor class should essentially function "by the book". This bonus should be lost if wearing any armor, using a shield, or encumbered. It does not check for ki weapons however - it's less restrictive than the monk abilities that require one to remain centered.

Armor Class Bonus (Sacred Fist)

• Usage: Passive
• Prerequisite: Sacred Fist Level 1

Description

Sacred Fist get a stacking bonus to their AC:

• A passive Charisma bonus equal to their Charisma modifier, while unarmored and not using a shield.
• Centered bonus at levels 1, 2, 5, 10, 15 and 20 (3, 6, 9, 12 and 15 AC) unarmored, wielding ki weapons and not encumbered.